Welcome to Ratefy
An escrow-powered marketplace for secure exchange of digital assets and offerings (like PayPal, Payoneer, TikTok, Fiverr, and Upwork funds and accounts, etc.) and facilitating cross-border payments/remittances in Nigeria.
Curated by Hσρᴇ Rᴇcᴇηt™ | Hoperecent.Com
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About Us | Get to Know
Full Description by Ratefy
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With Ratefy, you can Select the exchange rate offer that suits best, Calculate your potential receiving amount, then Sell your fund safely and instantly.
Ratefy Technology is a company fully registered in Nigeria (RC 941579) with its office address at Number 1 Finetouch Hall, Olubose Street, Ile-Ife, Osun state, Nigeria.
We are an exchange platform that transacts with business owners, freelancers, marketers, and online entrepreneurs to exchange e-wallet funds from platforms like Paypal, Payoneer, Wise, etc, to their local banks at high market rates.
At Ratefy.co, we are a registered firm helping business owners and freelancers make better choices compared to other exchange platforms and competitors.
In the meantime, Ratefy focuses solely on Nigeria in disbursing payments of the Nigerian Naira to designated local bank accounts.
Vision
Our vision at Ratefy Technology is to ensure easy accessibility of funds from foreign clients to Nigerian freelancers and online business owners at suitable rates directly to their local bank accounts.
Mission
We are on a path to rationalizing and fully reducing the substandard rates of transactions in Nigeria, among other payment platforms.
Our Core Values
Client-Centered: We strive to build our judgments and reviews not based on rivals' actions but on clients' requirements and expectations. At Ratefy, gaining the confidence of our customers has been and will continue to be our top goal.
Transparency: We strive to share information that our consumers want to know, both good and bad, openly and transparently.
Win-Win:
We portray ourselves as members of the financial community and aim to achieve sustainable development for the industry by creating win-win situations in every cooperative endeavor.Our Team
Ratefy brings together a core team of experts from various fields, such as Product development, Project management, Foreign exchange analysis, Application development, Content creation, and User interface design. Our full-time staff is supplemented by an extended network that brings further in-depth experience, skills, and perspectives to our services.
How Ratefy Works
To exchange your funds, you need to sign up on the website if you don’t have an account or log in to your profile page; this will take you to your dashboard, where you will see the Offers, Market, Transactions, and Bank accounts on the left-hand side.
The Payer/Exchanger: If you are trying to exchange your e-wallet funds to your local bank, select the amount of funds you want, as they vary on the menu bar.
The Payer/Exchanger: If you are trying to exchange your e-wallet funds to your local bank, select the amount of funds you want, as they vary on the menu bar.
It ranges from $50-$5000 for Payoneer funds, while Paypal funds range from $10- $2000 cumulatively. The rate changes depending on whether you’re withdrawing from Fiverr or using the Family and Friend (FnF) transaction method.
Ratefy Admin: Ratefy admins will verify and complete your transaction smoothly within a few minutes and ensure funds are disbursed into your local bank. You can always communicate with the admin during the transaction using the chat box system provided.
Note: The latest exchange for all e-wallets is displayed on the Ratefy homepage. You can check the reviewing amount you will get in Naira for any amount you want to exchange.
Why Work With Ratefy?
As an exchange platform, there are several reasons why you should make your funds transaction with us, irrespective of the amount.
Secure Transactions: Our Users can feel completely at ease while using Ratefy, knowing their money is protected and payouts are processed automatically by the Ratefy admins.
Frequent Update: Compared to our competitors, we make a routine rate change on all our payment methods every hour within twenty-four hours.
Privacy: When you make your transactions with us, Ratefy ensures all confidential information, passwords, and personal details are not disclosed outside the transaction process as regards our policy.
Organized Employees: Working behind the scenes are well-experienced and professional employees ensuring transactions are made accurately and timely. At Ratefy, we are well-versed in customer service relationships between contractors and strive to ensure every client's needs are met accordingly.
Newsroom and Blog Posts: At Ratefy, we provide enough updates on our blog page for free for users and visitors who are invested in advanced knowledge about the latest updates in the finance sector.
Our Services
Exchange Rates Updates
After logging in, our exchange rates update twenty-four times daily at parallel market rates on our offers menu tab. This is done to ensure our clients are up to date about the prices of each fund.
Exchange Rate Calculator
For credibility, our exchange rate calculator does accurate valuations for your funds if you intend on selling them, irrespective of the payment method.
Exchange of Foreign Currencies
One of our major strengths is the exchange of e-wallet funds, irrespective of denomination, to Nigerian Naira at standard rates enabling freelancers and remote workers to exchange their funds at good rates, thereby keeping more of what is being earned.
Cross-Border Payments
We do the hard work by collecting all your funds and making payments straight into your local bank by following the necessary procedure.
Fiverr and Upwork Withdrawals
At Ratefy Technology, we also assist freelancers in the withdrawals of funds on top freelancing platforms. We also do this seamlessly, ensuring remote workers get access to their money.
Get In Touch With Ratefy Today!
Our services are accessible to all freelancers and remote workers across platforms like Upwork and Fiverr. If there are any more inquiries you would love to make, ensure to contact us once you get to THIS PAGE.
TL;DR | by Hoperecent.Com
Overall: Ratefy boasts a score of 3.4 to 4.4 out of /5 based on a minimum total of reviews across platforms. A moderately high score indicates that Ratefy is steadily gaining trust and consistently delivering reliable services. Customers are generally satisfied, and the company has established a solid reputation. Though occasional issues may arise, Ratefy's performance solidifies its position as a credible industry player.
User Rating:★ ★ ★ ★ ★(4.4/5 from multiple sources)
Hoperecent.Com — SWOT Analysis
4.4/5 Reviews
| Strengths of Ratefy | Areas for Growth (W) |
|---|---|
| 1. Secure Transactions – Encryption, escrow, safe payouts. | 1. Diversification – Support more e-wallets & platforms. |
| 2. Frequent Rate Updates – Hourly updates on homepage. | 2. Global Expansion – Extend services to new markets. |
| 3. Professional Support – Skilled employees, live chat. | 3. Regulatory Engagement – Stay ahead of fintech rules. |
| 4. Convenient Services – Seamless exchange flexibility. | 4. User Education – Build awareness & adoption. |
| 5. Knowledge Sharing – Finance news via blog. |
| Opportunities | Threats & Mitigation |
|---|---|
| 1. Freelance Market Growth – Rising demand for secure freelance payments. | 1. Competition – Differentiate with innovation & support. |
| 2. New Market Expansion – Grow across Africa & beyond. | 2. Regulatory Adaptation – Proactive compliance. |
| 3. Partnerships – Collaborations with fintechs, banks, platforms. | 3. Security Enhancement – Stronger protection for users. |
| 4. Innovative Features – Real-time rates & user tools. | 4. Market Dynamics – Manage volatility with competitive rates. |